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Checking Accounts
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Personal Banking

Checking Accounts

Peoples Bank offers a variety of checking solutions, each one designed to meet your unique checking needs. Emphasis is placed on offering you flexibility, security, and the opportunity to save money through the following options

Free Checking

Our Free Checking option provides you with a hassle-free way to do your checking. For college students and others who might be on a budget, our free checking account is a good option.

  • $100 Opening Deposit
  • No Monthly Service Charge
  • No Minimum Balance Requirement
  • Overdraft Privilege (if eligible)
  • Unlimited Transactions
  • Free Online Banking
  • Free Telephone Banking
  • Free Mobile Banking
  • Free Debit Card
  • Free Bill Pay (some fees and restrictions may apply)
  • Statements (without check images)
Peoples Checking

Our Peoples Checking option is a basic checking account with plenty of user-friendly features.

  • $100 Opening Deposit
  • $7.50 Service Charge (if balance falls below $500)
  • Overdraft Privilege (if eligible)
  • Unlimited Transactions
  • Free Online Banking
  • Free Telephone Banking
  • Free Mobile Banking
  • Free Debit Card
  • Free Bill Pay (some fees and restrictions may apply)
  • Statement with Images
  • E-Statement Optional (with check images)
Interest Checking

Our Interest Checking option is what we like to refer to as “checking that pays.” If you want to earn interest on your money, then this is the account for you!

  • $100 Opening Deposit
  • $10 Service Charge (if balance falls below $1,000)
  • Overdraft Privilege (if eligible)
  • Unlimited Transactions
  • Free Online Banking
  • Free Telephone Banking
  • Free Mobile Banking
  • Free Debit Card
  • Free Bill Pay (some fees and restrictions may apply)
  • Statement with Images
  • E-Statement Optional (with check images)
  • Interest Tiered at $2,500 | $25,000 | $50,000
Golden Age Checking

Our Golden Age Account option is a special account for individuals 50 years of age or “better” (not older). Maturity has its privileges: With this account, you will enjoy discounts, bonuses, and free services. Plus, receive interest if your balance is over $500.

  • $100 Opening Deposit
  • Account Holder Must Be 50+ Years of Age
  • No Minimum Balance Requirement
  • Overdraft Privilege (if eligible)
  • Unlimited Transactions
  • Free Online Banking
  • Free Telephone Banking
  • Free Mobile Banking
  • Free Debit Card
  • Free Bill Pay (some fees and restrictions may apply)
  • Statement with Images
  • E-Statement Optional (with check images)
  • Receive Interest on Balance in Excess of $500
  • Free Box of Specialty Checks Annually
*** All checking accounts are subject to the following charges: Printed check fees (unless otherwise stated), stop payment fees, and fees associated with checks drawn against insufficient funds.

*** All interest bearing checking accounts use the Daily Balance Computation Method. Interest is paid on collected balances and credited to your statement monthly.

Personal Banking

Checking Accounts
Savings
Money Market Accounts
Certificate of Deposits
Health Savings Accounts
Individual Retirement Accounts
Mortgages
Personal Loans
Consumer Credit Cards
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