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Tools & Resources

OverDraft Privilege

Life happens! Peoples Bank understands that unexpected overdrafts occur from time to time – Overdraft Privilege can help.

Overdraft Privilege Options

The choice is yours. Consider these ways to cover overdrafts:

Service Cost
Dynamic Transfer $10 per transfer
Overdraft Transfer $29.50 per item

Call us at (870) 942-5707, email us at customerservice@peoplesbankar.com, or come by our Sheridan or East End Branch to sign up for this service.

 Dynamic Transfers applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have here at Peoples Bank for a fee. Please note that savings accounts will not be used to authorize debit card transactions.

Overdraft Privilege allows you to overdraw your account up to your overdraft limit for a fee in order to pay a transaction.

 

Transactions Covered with Overdraft Privilege Standard Coverage
(No action required)
Extended Coverage
(Your consent required)*
Checks X X
ACH – Automatic Debits X X
Recurring Debit Card Payments X X
Online Bill Pay Items X X
Internet Banking Transfers X X
Telephone Banking X X
Teller Window Transactions X X
ATM Transactions X*
Everyday Debit Card Transactions X*

If you would like to select Extended Coverage for future transactions:

  • Click the button below to opt-in or opt-out
  • Call us at (870) 942-5707 or (501) 888-6200
  • Visit our Sheridan or East End Branch

*If you choose Extended Coverage, ATM withdrawals and everyday debit card transactions will be included with the transactions listed under Standard Coverage.

Tools & Resources

Mobile Banking Setup
Calculators 
Lost or Stolen Debit Cards
Overdraft Privilege
Privacy Policy/Disclosures
Fraud & Identity Theft
License Plate Giveaway
Forms & Guides