Peoples Bank has been a trusted mortgage partner for over 15 years. Whether you're buying your first home or second home Peoples Bank has the right mortgage solution that fits your financial goals. Peoples Bank offers Conventional, FD, FHA, and VA mortgage loans with competitive interest rates.
Call Peoples Bank today at (870) 942-5707 to speak a loan officer to help you finance your dream home.
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Fixed Rate mortgages provide the safety and security of set monthly payments for the life of the loan.
30YR, 20YR, 15YR, 10YR
Refinance and Cash-out Refinance
1-4 Family Investments
A government-backed program ideal for first-time home buyers with a minimum down payment option.
Relaxed qualifying requirements and no down payment for many veterans.
Rural Development 30 YR
A government-backed program for low to moderate income families that provides 100% financing.
In-House Balloon Payment Mortgages
ARMs generally have a lower initial interest rate than fixed-rate loans. As the name implies, the interest rate adjusts according to an established index, after the initial term. ARMs could make sense for borrowers who expect their income to rise over the years or who plan to be in their home for a limited number of years.
An adjustable rate loan for customers who need a short term option.
What to Bring to an Application?
Below are items to bring when applying for a Mortgage Loan. This will help expedite the application process.
Click to download and print an application
Drivers License for each borrower
W-2s for the past two years
Two most recent year-to-date paycheck stubs
Residence address(es) for past two years, landlord information if applicable
Name and address(es) of each employer for past two years
If self-employed or commission, two years' tax returns
If incorporated, two years' corporate tax returns
Last two months' bank statements for all checking, savings and retirement accounts (all pages included)
Address(es) of other real estate owned
Loan information on all real estate owned
Payment for credit report