Mobile Deposit Overview
With Mobile Deposits, you can add funds to your account anytime, anywhere—no branch visit required. Using the Peoples Bank Mobile Banking app, simply take a photo of the front and back of your check, confirm the details, and submit. Your deposit is sent securely for processing in just a few taps.
It’s a safe, convenient way to manage your money on your schedule. Whether you’re at home, at the office, or on the go, Mobile Deposits save you time while keeping your funds moving. Plus, with encrypted connections and multi-layer security, you can deposit with confidence knowing your information is protected.
Making a Mobile Deposit
When using our mobile deposit feature, please note the following:
- All checks must be restrictively endorsed: “For Mobile Deposit Only at Peoples Bank”, followed by your signature and the date (month/day/year).
- All checks being scanned for deposit must be payable to you as the account owner(s) only.
- All deposits made by 4 PM CST will be credited to the account the following business day. Please note that some deposits may be subject to a funds availability hold. Peoples Bank will contact you in the event your deposit will require a hold.
- Your check is not approved for deposit until you have received email confirmation from Peoples Bank. Confirmation will be sent same day for deposits submitted by 4 pm CST on a banking business day.
- Items that have been confirmed as “received and credited” to your account should be destroyed and disposed of in a timely manner (not exceeding 30 days from the time of deposit). You agree to properly dispose of the item to ensure it is not re-presented for payment.
- All correspondence from Peoples Bank regarding checks deposited via mobile deposit will be sent via email.
