Personal Credit Cards
Our Platinum credit cards offer hometown convenience and worldwide acceptance. Three options — all from the bank you know best. Every card includes no annual fee, 0% intro APR, and a full suite of fraud protection features.
Rewards Platinum
Earn unlimited reward points that never expire — one point per dollar on net purchases. Redeem for merchandise, travel, rental cars, and more.
Apply Online- 1 Point Per Dollar on Net Purchases
- Unlimited Points That Never Expire
- Redeem for Travel, Merchandise & More
- No Annual Fee*
- 0% Intro APR for 12 Months*
- Free FICO Score
- Fraud Monitoring & Zero Fraud Liability
- Cell Phone Protection
- Travel Accident Insurance
- Mobile Payments
Cash Rewards Platinum
Simple, automatic cash back on every purchase. Earn 1% back on all net purchases — rewards that never expire and never require managing points.
Apply Online- 1% Cash Back on All Net Purchases
- Cash Rewards Never Expire
- No Annual Fee*
- 0% Intro APR for 12 Months*
- Free FICO Score
- Fraud Monitoring & Zero Fraud Liability
- Cell Phone Protection
- Travel Accident Insurance
- Mobile Payments
Platinum Edition
No penalty APR and low ongoing interest rates — the right card if you carry a balance and want to keep interest costs as low as possible.
Apply Online- No Penalty APR
- Low Ongoing Interest Rates*
- No Annual Fee*
- 0% Intro APR for 12 Months*
- Free FICO Score
- Fraud Monitoring & Zero Fraud Liability
- Cell Phone Protection
- Travel Accident Insurance
- Mobile Payments
Disclaimer
*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. After the introductory period, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 9.99%–19.99%; Platinum Edition APRs are currently between 8.99%–18.99%; Cash Rewards Platinum APRs are currently between 12.99%–22.99%. All APRs are based on creditworthiness. Rates are subject to change. Balance transfer fees are the greater of $5 or 3% of each balance transferred. Cash advance fees are the greater of $5 or 3% of each advance. Foreign transaction fees of 1% apply. Subject to credit approval. This card is issued by TCM Bank, N.A. FICO is a registered trademark of Fair Isaac Corporation. Certain terms, conditions, and exclusions apply. For cell phone protection, you must charge your eligible cellular wireless bill to your covered card. In order to access rewards, your account must be open and in good standing. Please note: clicking the Apply Online link will take you to a third-party website outside the Peoples Bank site.