
Dawn Creekmore
Consumer Lender
NMLS# 2119462
Peoples Bank has been a trusted mortgage partner since 2000.
Whether you’re buying your first starter home or expanding and purchasing your second home, Peoples Bank has the right mortgage solution to suit your financial goals. We offer Conventional, RD, FHA, and VA mortgage loans with competitive interest rates.
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Fixed Rate mortgages provide the safety and security of set monthly payments for the life of the loan.
A government-backed program ideal for first-time home buyers with a minimum down payment option.
Relaxed qualifying requirements and no down payment for many Veterans.
A government-backed program for low to moderate income families that provides 100% financing.
Adjusted Rate Mortgages (ARMs) generally have a lower initial interest rate than fixed-rate loans. As the name implies, the interest rate adjusts according to an established index, after the initial term. ARMs could make sense for borrowers who expect their income to rise over the years or who plan to be in their home for a limited number of years.
Below are items to bring when applying for a Mortgage Loan. This will help expedite the application process.
When you apply for a mortgage, your credit report may be pulled as part of the loan process. That inquiry can trigger what’s known as a “trigger lead”—a signal to credit bureaus that allows other lenders to purchase your information and start contacting you with unsolicited offers. These calls and emails can feel overwhelming, especially when you're already working with a trusted lender like Peoples Bank. Fortunately, there is a way to opt-out of trigger leads.