Personal Loans
One of our greatest joys is helping customers make important, often life-changing purchases. We'll do everything we can to make your goals a reality — with a repayment plan tailored to your needs.
Personal Loans
From a new vehicle to a camper or boat, we'll help you finance the things that matter most — with terms built around your budget.
Speak with a Loan Officer- New & Used Automobiles
- Boats
- 4-Wheelers & ATVs
- Campers & RVs
- Competitive Rates
- Local Decisions
CD Loans
Have a CD with us? Use it as collateral to secure a low-interest loan while your certificate continues to earn. A smart way to access funds without disrupting your savings.
Speak with a Loan Officer- Use Your Peoples Bank CD as Collateral
- Low Interest Rates
- CD Continues to Earn Interest
- Ideal for Short-Term or Unexpected Needs
- Local Decisions
Real Estate Loans
Purchase property, refinance an existing mortgage, or finance land. Our lending team works with you to find the right structure for your goals and budget.
Speak with a Loan Officer- Property Purchases
- Refinancing
- Land Financing
- Rental & Investment Properties
- Competitive Rates & Flexible Terms
- Local Decisions
Construction Loans
Building your dream home? Funds are disbursed in stages as construction progresses, so you only pay interest on what you've used. We'll help you transition to a permanent mortgage once you're done.
Speak with a Loan Officer- Funds Disbursed in Construction Stages
- Interest Only on Amount Used
- Smooth Transition to Permanent Mortgage
- Competitive Rates
- Local Decisions
Home Equity Line of Credit
Tap into the equity in your home with a revolving line of credit. Borrow what you need, when you need it — and only pay interest on the amount you use.
Speak with a Loan Officer- Revolving Line of Credit
- Borrow as Needed
- Interest Only on Amount Used
- Great for Ongoing Projects or Unexpected Expenses
- Debt Consolidation Option
- Local Decisions
Home Equity Term Loan
Prefer a lump sum with predictable payments? A fixed-rate home equity loan lets you borrow against your home's value with a set repayment schedule — easy to budget and plan around.
Speak with a Loan Officer- Fixed-Rate Loan
- Lump-Sum Payout
- Predictable Monthly Payments
- Home Improvements, Major Purchases, or Debt Consolidation
- Set Repayment Schedule
- Local Decisions
Disclaimer
All loan products are subject to credit approval, verification, and collateral requirements. Rates and terms are subject to change without notice. Home equity products require sufficient equity in the subject property. Peoples Bank is not associated with any government agency. NMLS# 462940. Call or visit a local branch for current rates and to get started.