One of our greatest joys is the process of helping our customers make an important, often life-changing purchase and getting to know them along the way. We'll do all we can to make your dreams a reality and tailor a repayment plan to fit your unique needs.
We offer a variety of personal loans that include:
If you have a Certificate of Deposit (CD) with Peoples Bank, you can use it as collateral to secure a low-interest loan. This option allows you to borrow while your CD continues to earn interest, making it a smart way to access funds without disrupting your savings plan. CD Loans are ideal for covering short-term expenses or unexpected needs while keeping your long-term financial goals on track.
Our Real Estate Loans are designed to help you purchase property, refinance an existing mortgage, or invest in land. With competitive rates and flexible terms, we make it easy to finance the real estate that’s right for you—whether it’s a family home, a rental property, or raw land for future development. Our lending experts work with you to find the best structure for your needs and budget.
Building your dream home? Our Construction Loans provide the financing you need throughout the building process. Funds are disbursed in stages as construction progresses, so you only pay interest on the amount you’ve used. Once your project is complete, we can help you transition to a permanent mortgage with ease, ensuring a smooth path from blueprint to move-in day.
A HELOC lets you tap into the equity you’ve built in your home to access funds whenever you need them. This revolving line of credit is perfect for ongoing projects, unexpected expenses, or even consolidating higher-interest debt. Borrow what you need, when you need it, and only pay interest on the amount you use—giving you flexibility and control over your borrowing.
If you prefer a lump-sum payout with predictable monthly payments, a Home Equity Term Loan may be the right choice. By using your home’s equity as collateral, you can secure a fixed-rate loan for home improvements, major purchases, or debt consolidation. With a set repayment schedule, it’s easy to budget and plan for your financial goals.
Call or visit your local branch for current rates and to get started.